Privacy Policy

This Privacy Policy describes how OnlineCalcTools handles your information in connection with the EMI Calculator mobile application.

1. Data Privacy & Collection

The EMI Calculator app is built to be a utility first. We prioritize your privacy:

• No Personal Data: We do not collect names, email addresses, phone numbers, or any other personally identifiable information.
• Local Storage: Your loan calculations (principal, interest, tenure) are stored exclusively on your device using SharedPreferences. This allows the app to remember your last inputs for your convenience. This data is never transmitted to our servers.
• No Permissions: The app does not require access to your contacts, camera, or files.

2. Advertising (Google AdMob)

To keep the app free, we use Google AdMob to show advertisements. AdMob may collect and use certain data:

• Device Identifier: Your device's advertising ID may be used to provide relevant ads.
• Ad Interactions: Data about which ads are shown and clicked.

You can opt-out of personalized advertising through your Android device settings (Settings > Google > Ads).

3. Security

Since your calculation data never leaves your phone, it is as secure as your device itself. We recommend keeping your device software updated.

4. Contact

Questions? Contact us at contact@onlinecalctools.com.